1Oak Capital successfully funded a $3 million refinance on an owner-user industrial building in California. When the borrower’s existing debt matured, we stepped in to provide a bridge solution that offered both liquidity and the breathing room necessary to evaluate long-term business and real estate options.

1Oak’s team were able to deliver on the following during this transaction:

• Owner-User Support: Tailored financing for a business owner managing both operations and real estate.

• Liquidity Injection: Structured the loan to preserve capital for the borrower’s business needs.

• Flexible Payment Terms: Implemented interest-only payments to reduce the immediate debt service burden during a transitional period.